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Welcome to nonconsensus investing. I'm Ram Alowalia, your host and CIO at Lumida Wealth, where we specialize in the craft of alternative investments. At Lumida, we help guide clients through the intricacies of managing wealth so they don't have to shoulder the burden alone. Through
this podcast, we draw back the curtain
to reveal the strategies employed by the best in the business for their clients so that you too can invest beyond the ordinary.
Hey, everyone. Hello. Hope everyone is doing well. We got the holidays upon us. Christmas and Hanukkah tomorrow. How auspicious and special is that? Hope you'll find time to celebrate. Enjoy it with your loved ones. I'll be heading upstate. We have some surprise snow here. So we're going to be delayed by a day, and 2 of our kids are sick also. So we're going to make the best of it here. What I want to talk about here are our stock picks for next year. I'm also going to do a quick review of the picks we did last year. So that's 1. And then I'll cycle through our picks, and we're gonna have a PD
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